body         { font-family: Arial; text-align: Justify; font-size: 12pt }
h1           { font-family: Arial; color: #000080; font-size: 16pt; text-align: Center; 
               margin-top: 18; margin-bottom: 0 }
h2           { font-family: Arial; font-size: 12pt; font-style: italic; font-weight: bold; 
               text-align: Center; margin-top: 0; margin-bottom: 0 }
h3           { font-family: Arial; font-size: 10pt; text-align: Center; margin-top: 0; 
               margin-bottom: 0 }